Pay & tax
New York paycheck calculator (2025)
Estimate your New York take-home pay using the 2025 tax tables. Enter your annual salary, filing status and any extra pay or deductions.
How it works
New York uses nine progressive state tax brackets, from 4% up to 10.9% for taxable income over $25 million. If you live in New York City or Yonkers, you also pay a local income tax on top of state tax, which this calculator does not include, so a city resident’s real take-home pay will be somewhat lower than shown here.
Frequently asked questions
Does this include New York City tax?
No. New York City and Yonkers both charge their own local income tax on residents, in addition to New York State tax. This calculator only models state-level tax, so a New York City resident’s actual take-home pay will be lower than shown.
What is New York’s top state tax rate?
10.9%, applying to taxable income over $25 million for a single filer. Nearly all salaries fall well within the lower brackets, which start at 4%.
How does the standard deduction compare to federal?
New York’s own standard deduction ($8,000 single, $16,050 married filing jointly) is smaller than the federal standard deduction, so more of your income is subject to state tax than to federal tax.
How accurate is this for New York specifically?
It uses New York’s published 2025 state tax brackets and standard deduction, but not New York City or Yonkers local tax. See the main US take-home pay calculator for all 50 states.
Method: published US 2025 federal tax year rates. This is an estimate, not tax advice. How our calculators work.
Official rate sources
These estimates use 2025 rates. Check the year before comparing them with a current payslip.