Pay & tax

Illinois paycheck calculator

Enter your salary and filing status, plus any bonus, overtime or 401(k), to see your Illinois take-home pay per day, week, month and year.

Use the calculator

How it works

Illinois charges a flat state income tax rate of 4.95% on taxable income, the same rate whatever you earn. Instead of a standard deduction, Illinois gives a personal exemption of $2,850 for a single filer, doubling to $5,700 filing jointly, subtracted from income before the flat rate applies.

Frequently asked questions

What is Illinois’s state income tax rate?

A flat 4.95% on taxable income, the same rate whatever you earn. Illinois does not use brackets like the federal system or most other states.

Does Illinois have a standard deduction?

No. Instead, Illinois gives a personal exemption — $2,850 for a single filer, $5,700 filing jointly — subtracted from income before the flat rate is applied.

Does this include Chicago or other local taxes?

Illinois does not levy a separate local income tax on wages, so this calculator’s state tax figure is a complete state-level estimate for any Illinois resident.

How accurate is this for Illinois specifically?

It uses Illinois’s published 2025 flat rate and personal exemption. See the main US take-home pay calculator for all 50 states and the full method.

Method: published US 2025 federal tax year rates. This is an estimate, not tax advice. How our calculators work.

Let’s work it out.

Annual salary ($)Filing statusStateAnnual bonus ($)Annual overtime ($)401(k) contribution ($ a year)Dependent care FSA ($ a year)Other pre-tax deduction ($ a year)Taxable benefits, e.g. company car ($ a year)

$54,472.08

Take-home pay from a $70,000.00 gross salary (single, Illinois)

Step by step

Gross pay (salary + bonus + overtime): $70,000.00.
Federal taxable income after the single standard deduction ($15,750.00): $54,250.00, giving federal tax of $6,849.00.
Illinois state tax: $3,323.93.
Social Security (6.2% up to the wage base) and Medicare (1.45%, plus 0.9% above $200,000.00): $5,355.00.
Take-home pay: $70,000.00 − $15,527.93 in tax, FICA and pre-tax deductions = $54,472.08 a year.

Results may be rounded and are an estimate, not a payslip. See the method and limitations below.

Illinois paycheck calculator breakdown by pay period
Pay item	Day	Week	Month	Year
Gross pay	$269.23	$1,346.15	$5,833.33	$70,000.00
Federal income tax	$-26.34	$-131.71	$-570.75	$-6,849.00
Illinois state tax	$-12.78	$-63.92	$-276.99	$-3,323.92
Social Security	$-16.69	$-83.46	$-361.67	$-4,340.00
Medicare	$-3.90	$-19.52	$-84.58	$-1,015.00
Take-home pay	$209.51	$1,047.54	$4,539.34	$54,472.08

Your numbers stay in your browser.

Illinois paycheck calculator

How it works

Frequently asked questions

Let’s work it out.

Step by step

Other regions.

US take-home pay calculator

California paycheck calculator

New York paycheck calculator